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Real Estate New Jersey Real Estate Salesperson 認定 New-Jersey-Real-Estate-Salesperson 試験問題:

1. Which of the following best describes the Housing for Older Persons Act?

A) It requires that at least 80% of occupied units have one person age 55 or older living there.
B) It allows the awarding of monetary damages against those who believed that property designated as housing for older persons was exempt.
C) It allows grandparents with grandchildren to be exempt from the provisions of the Act.
D) It requires that 55-and-older housing have significant facilities and services designed for seniors.

2. A married couple is planning to purchase a house that costs $86,000. If they obtain a 60% loan and the lender charges a 2.5% loan origination fee and 0.5 discount points, what is the cost of these expenses?

A) $2,150
B) $2,580
C) $1,548
D) $1,290

3. Which of the following can hold escrow accounts?

A) lenders, brokers, and real estate commissions
B) banks, salespersons, and title companies
C) salespersons, brokers, and lenders
D) banks, brokers, and attorneys

4. Rules for Truth in Lending and RESPA call for disclosure documents to borrowers. How can a managing broker best prepare associated licensees to manage these disclosures?

A) The managing broker should train licensees to advise borrowers to accept the Loan Estimate right away.
B) Because the listing broker will be primarily responsible for completing the Loan Estimate to send to the lender, the broker should train associated licensees to collect all the necessary information in a timely fashion.
C) Because the lender has primary responsibility to provide these forms, the broker and licensees should be aware of the items required for the lender to comply.
D) The buyer's broker can provide samples so that when the licensee and the borrower prepare the forms they are following a good example.

5. When MUST a listing broker provide a copy of a fully executed written listing agreement to the owner?

A) Within three days of execution of the listing agreement by registered mail, return-receipt-requested
B) At the time of presentation of a written offer
C) Upon execution of the listing agreement by all parties
D) Within five business days of execution of the listing agreement

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